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Who can see your medical records?
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July 8, 1999 | WASHINGTON --
How about Citicorp? The House just did. While we were getting ready for
Independence Day, it seems, the House of Representatives voted
overwhelmingly to open our medical records to the businesses that profit
from prying into them. On the night of July 1, in a 343-86 vote, the House of Representatives
passed the sweeping Financial Services Act of 1999, the first major
overhaul of the finance sector since the Great Depression. The bill creates
a legal framework for the coming megamergers of insurance companies, banks
and other financial firms. But it also contains an amendment, under the
innocuous heading "Confidentiality of Health and Medical Information," with
potentially disturbing implications for medical privacy. The amendment's
sponsor, Iowa Republican Rep. Greg Ganske, described it as language to
protect the medical records of people whose health insurance policies
become accessible to banks through mergers. But a close reading suggests
that it does just the opposite. The amendment prohibits the disclosure of
patient information to anyone "without the consent of customers," then
goes on to list a series of exceptions that includes just about any
conceivable use of health records -- from insurance underwriting to research
to bill-collecting to criminal investigation. In short, the amendment was
written very loosely, enabling companies that hold medical records to
release them to virtually anyone with whom they do business. "This could,
frighteningly enough, be the last word on medical privacy," says an aide to
Democratic Sen. Patrick Leahy, the author of a liberal medical privacy
bill that died in committee. There are innocent readings as to how Ganske's amendment was passed, and
there are conspiratorial ones. Medical privacy has become a hot-ticket item
in Washington in recent years, as privacy advocates and ordinary citizens
alike began to realize there were no federal laws to protect their health
records. Indeed, such records have become commodities like any other in
the information age, bought and sold by a variety of interested parties.
Various research studies published in the past several years have shown
that corporations routinely peruse employee health records in making
hiring, promotion and firing decisions. Pharmacies sell patient information
to drug companies, which use it for marketing back to the patient or his
medical group. Managed care plans ogle patient files to find ways to refuse
payment or to urge doctors to stop expensive procedures. Insurers look for
ways to deny claims. In the absence of privacy laws or universal health
care, discrimination against the ill or potentially sick will grow more
acute as genetic examinations become a more routine part of clinical
science and DNA profiles enter medical records. A 1996 study by Stanford
and Harvard researchers found 206 asymptomatic individuals who lost jobs or
insurance coverage because of their genetic profiles. Other studies have
cited cases where people, after innocently donating blood samples, were blackballed from jobs because of secret readings of their DNA sequences. A study to be published next week in the journal Neurology indicates that many people who carry the Apo-E4 gene variant -- about a quarter of the population -- suffer progressive memory loss starting in late middle age. Imagine the discussions that could go on in boardrooms of companies that get their hands on this information: "Should we promote
Jerry to VP?" "Nah, he's an 'E4' -- he'll be a bozo in 10 years."
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